The policy is easy to understand as its features are less … Our plans are available as per destination such Schengen Travel Insurance as well as to suit the requirements of the type of travellers such as the Senior Citizen Travel Insurance. The Bharti AXA health insurance plans secure your health as well as your savings. We just want to be there for you at all times. These expenses will be settled by Bharti AXA General Insurance directly. Features & Benefits of Bharti AXA Health Insurance. The cover is limited to a maximum of 10% of the sum insured and will be payable if the treatment exceeds three days. Aenean leo ligula, porttitor eu, consequat vitae, eleifend ac, enim. Charges incurred primarily for diagnostic, X-ray or laboratory examinations or other diagnostic studies not consistent with or incidental to the diagnosis and treatment. Once our Third-Party Administrator receives the information, and if the health insurance claim is admissible, the TPA sends you a pre-authorization in a few hours, for the cashless claim. If Age at the inception of 1st Policy year <= 45yrs then - 50% of expiring Policy SI per annum not exceeding Cumulative Bonus of 100% of current Policy SI, If Age at the inception of 1st Policy year < 45yrs then - 50% of expiring Policy SI per annum not exceeding Cumulative Bonus of 100% of current Policy SI, If Age at the inception of 1st Policy year > 45yrs and <=65yrs then - 20% of expiring Policy SI per annum not exceeding Cumulative Bonus of 100% of current Policy SI, If Age at the incception of 1st Policy year > 45yrs and < 65yrs then - 20% of expiring Policy SI per annum not exceeding Cumulative Bonus of 100% of current Policy SI, Option of Rs.100, 200, 300, 500/ day* (as per policy wordings), Option of Rs. 1904, 19th Floor, Prainee Crescenzo, 'G' Block, Bandra Kurla Complex, BKC Road, Near MCA Club, Bandra East, Mumbai - 400051, Maharashtra. In the event that you have not covered yourself and your loved ones under a health insurance plan, a medical emergency can end up becoming a financial emergency in no time. The policyholder will be required to inform the insurer of the hospitalisation, and provide a valid ID card at the hospital to avail cashless services. Also, the cases of critical illnesses and lifestyle-related ailments have increased rapidly. The major exclusions under health insurance policy are: And treatment of the following health conditions: We cover self, spouse, and two dependent children under the age of 21 years under one policy. A health insurance plan where you can make up to three Claims for unrelated critical illnesses. Since inception, it has settled more than 1.3 million claims. Additionally, you can drop us an e-mail on customer.service@bhartiaxa.com. Kindly call our customer support help desk at 1800-103-2292 (Toll-free) to renew your health insurance policy. Kidney Failure requiring regular dialysis, Major Organ or Bone Marrow Transplantation, Multiple Sclerosis with persisting symptoms, Hospital charges (room & boarding and operation theatre), Fees of surgeon, anesthetist, nurses, and specialists, The cost of diagnostic tests, medicines, blood, oxygen, appliances like pacemaker, artificial limbs, and organs, etc, Domiciliary hospitalization expenses including payment of medical treatment for a period exceeding three days for disease, illness or injury, which in a regular course, would require hospitalization, but is taken at home, Daycare treatment wherein 24 hours hospitalization is not required, Pre and post hospitalization expenses including related medical fees for a specified period incurred before and after hospitalization for disease, illness, or injury sustained and considered a part of a claim admissible under the health insurance policy, Pre-existing conditions are covered from the 5th year onwards, after four years of continuous coverage with us, Parent accommodation as a companion for a child. A health insurance company usually has tie-ups with various network hospitals where policyholders can avail treatment on a cashless basis. Costs of donor screening or treatment, unless specifically covered and specified in the Schedule to this Policy. We cover the cost of the treatment as well as expenses, if any, on the employment of qualified nurses, employed on the recommendation of the attending medical practitioner. Hospitalization expenses are covered in the plan if you have been hospitalized for a minimum period of 24 hours. Health card is like an identity card issued by the insurer (insurance company) to the insured (individual). Payment of lump sum benefit amount if the Insured Person is being diagnosed as contracting any of specified Critical Illnesses and surviving for more than 30 days post such diagnosis. After making the first Claim, all your future premiums are waived off and paid by us. Bharti AXA Life Insurance Company Limited Regd. Out-patient emergency treatment for accidents, Pre-existing diseases, illness, or injury. What's more, we help you pick a plan that's suited for your health needs. While the two major plans are Bharti AXA Smart Super health insurance and Smart Health Assure, there are other insurance plans as well. Safeguard the health of your loved ones with a wide range of Bharti AXA health insurance plans. However, you should inform us about the hospitalization as soon as possible using any of the above methods. Bharti AXA Life Insurance Company Limited Regd. Bharti AXA General Insurance Company offers health insurance plans for individuals, families, and even senior citizens. No. That’s why we have spread our presence all across the nation so that you can easily find your nearest branch. The company has come out with a wide range of effective healthcare solutions at affordable prices. However, specific day care treatments, which do not require 24-hour hospitalization, are also covered under our health insurance policy. 130 dated 14/07/2006 [Life Insurance Business] CIN - U66010MH2005PLC157108 (ADVT II-July-2019-1875) Any number of claims can be made during the health insurance policy period subject to the sum insured mentioned under the policy. With this health insurance plan, you can avail the following benefits, which include: In addition to the above, our health insurance policy offers a host of value-added benefits under SHIP and SSHIP. Even if you start to plan and build this backup today, it’ll take months to be useful. 130 dated 14/07/2006 [Life Insurance Business] CIN - U66010MH2005PLC157108 (ADVT II-July-2019-1875) 130 dated 14/07/2006 [Life Insurance Business] CIN - U66010MH2005PLC157108 (ADVT II-July-2019-1875) The health insurance premium allows you to save tax under section 80D of income tax act, 1961. Thus, regardless of your financial capability, with a health insurance plan, you can avail the best treatment at network of hospitals. The following critical illnesses are covered under the Smart Super Health Insurance Policy: Domiciliary hospitalization means treatment done at home in India for a period exceeding three days for disease, illness, or injury, which in the normal course, would require hospitalization. Hassle-free claim settlement: All claims are settled in an efficient and time bound fashion without causing any inconvenience to the policyholder at the time of an emergency. Bharti AXA health insurance claim settlement ratio is 92.37% for FY 2016-17. Starts paying an annual premium of ₹ 2,440* 1 ST POLICY YEAR First claim Cancer of Specified Severity (Group C) is made and ₹ … Health insurance is designed to cover your medical expenses and give you the freedom to avail quality healthcare. For further details on risk factors, policy exclusions, terms and conditions, please read the sales brochure carefully before concluding a sale. 5,000/- within the overall limits prescribed in the section 80D. This card will be beneficial for availing cashless facility as well. Aenean vulputate eleifend tellus. Submits all original and necessary documents to the TPA along with duly filled claim form. Renew your Bharti AXA Health Insurance and continue to safeguard the health of your loved ones. Claim settlement ratio is one metric that you can look at to check the claim settlement experience of any insurer’s customers. Here are the details of the tax benefit, which can be availed with the Bharti AXA Health Insurance Plans: Hospitalization can get financially stressful with hefty bills to pay. With medical bills on the rise, insurance helps in reducing the financial burden during hospitalization. Health insurance allows you to be better prepared for such events. Address: Unit No. Renew your Bharti AXA car insurance to enjoy your non-stop drive. Bharti AXA Smart Super Health Program provides cover for hospitalization costs incurred in treating disease, accident or illness. Highlights Top-up & Super Top-up of Bharti AXA Health Insurance A super top-up policy covers the total of hospitalisation bills up to the maximum of super top-up plan limits beyond the threshold amount. Routine medical, eye and ear examinations, cost of spectacles, laser surgery, contact lenses or hearing aids, vaccinations and inoculation of any kind, issuing of medical certificates and examinations as to suitability for employment or travel. You can claim health insurance premium paid up to Rs. Moreover, the sum insured under your employer's health insurance plan may not be adequate for your needs. For any query one can connect us on  1800-103-2292/ or drop us a mail on customer.service@bhartiaxa.com. We cover self, spouse, and two dependent children up to the age of 23 years. This exclusion doesn't apply for subsequent renewals with the Company without a break. A family floater health insurance policy covers all family members (insured, his or her spouse, and two dependent children up to the age of 23 years) under one single policy. Vivamus elementum semper nisi. # Source: As per Annual Audited Statistics submitted to IRDAI for 2018-2019 IRDA Reg. With an incurred claims ratio of 89.00%, they also covered 17.40 lac livesduring the same year 2018-19, as per the data provided by IRDAI. Let us take a closer look at each of the Bharti AXA health insurance policies in detail: The Coverage is available in either of the following options: You can use this service for both planned and emergency hospitalization. The wide coverage along with emergency outpatient cover allows you to receive treatment at the nearest network hospital without worrying about the costs. After making the first Claim, all your future premiums are waived off and paid by us. Bharti AXA General Insurance is one of the best insurance company in India offering online general insurance policy for car, two wheeler, travel, health insurance and more. Bharti AXA provides a comprehensive cover for your car,so you can drive hassle-free. It provides certain budget-friendly health insurance plans. The family will include self, spouse and depended children. You can find our impanelled list of cashless hospitals where claims are managed by Third Party Administrators (TPAs) to offer claims service during hospitalization. 50,000/- for your family (where one of the member is a senior citizen) and additional up to Rs. Extensive coverage: The plans provided by Bharti AXA provide comprehensive coverage with a host of other benefits and advantages. Our health insurance plans are intended to provide protection against medical emergencies, in-patient treatments and day care procedures too. Bharti AXA’s health insurance plans extensively cover individual and family needs. Life is unpredictable but you can take preventive measures to safeguard yourself against eventualities. Trade Logos and used belong to the Bharti Enterprises (Holdings) Private Ltd. and AXA SA respectively and are used by Bharti AXA Life Insurance under license. You will receive the health insurance policy documents through email instantly. No. If the health insurance claim is rejected, a letter will be sent along with the reasons for rejection. This benefit is available after a survival period of 30 days from the date of inception of the first year health insurance Policy. Bharti Enterprises currently owns 51 per cent stake in Bharti AXA General Insurance, while French insurer AXA has 49 per cent. 1904, 19th Floor, Prainee Crescenzo, 'G' Block, Bandra Kurla Complex, BKC Road, Near MCA Club, Bandra East, Mumbai - 400051, Maharashtra. 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